# Merchant Governance

It's been four remarkable months since you began using ZEEBU's payment settlement services. In this short span, we've successfully completed invoice settlements worth over $500 million and distributed 25 million ZEEBU tokens as rewards and loyalty incentives.&#x20;

Now, we are entering the exciting Phase 2 of our roadmap. Our focus will shift towards creating a decentralized and autonomous settlement process. To achieve this, we're appointing Validators, Deployers, and On-demand Liquidity Providers. This transition opens up new opportunities for all merchants to engage in our validation programs.&#x20;

By participating in our blockchain-based payment network, you can now earn loyalty rewards with each settlement. Furthermore, we have updated our policy for merchants to enhance the loyalty program. The new structure divides loyalty into three key areas:&#x20;

1. Loyalty for invoice settlement.
2. Loyalty for maintaining operational liquidity in the network.
3. Loyalty for strengthening the network by adding validators. \
   Here is a quick breakdown of the incentive structure: &#x20;

### <mark style="background-color:yellow;">PSP Governance Tiers</mark>

{% tabs %}
{% tab title="Blue Tier" %}
<figure><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/oxbFl9wooDRapQojXiiW/Blue.gif" alt=""><figcaption></figcaption></figure>

## <mark style="color:blue;">Blue Tier</mark>



<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/GcJFyhwbhArCgEreYSRZ/investment.png" alt=""></td><td align="center"><strong>Contribution</strong><br></td><td align="center"><mark style="color:blue;"><strong>$60,000 worth ZBU</strong></mark></td><td align="center">  <strong>=</strong></td><td align="center"><strong>Merchant Governance</strong></td><td align="center"><mark style="color:orange;"><strong>NFT Passport</strong></mark></td><td align="center"></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/KsvLKsVO89aD4Kc061R0/Icon%20(2).png" alt=""></td><td align="center"><strong>Referral Goal</strong><br></td><td align="center"><strong>Governance Validators / Quarter</strong></td><td align="center"><mark style="color:blue;"><strong>8</strong></mark></td><td align="center"><strong>Governance Validators / Year</strong></td><td align="center"><mark style="color:orange;"><strong>32</strong></mark></td><td align="center"></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/yVXrRWnVWmiqBh46FU2H/send-money.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Sending Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$18,000</strong></mark></td><td align="center">  </td><td align="center"><strong>Max Send Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$90,000</strong></mark></td><td align="center"></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mNVmWoO2mhzoCHsfPPT6/smartphone.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Receiving Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$18,000</strong></mark></td><td align="center"> </td><td align="center"><strong>Max Receive Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$90,000</strong></mark></td><td align="center"></td><td></td></tr><tr><td><img src="broken-reference" alt=""></td><td align="center"><strong>Daily Withdrawal Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$180,000</strong></mark><br></td><td align="center"><strong>Withdrawal Timeframe</strong></td><td align="center"><mark style="color:orange;"><strong>Every 24 hrs</strong></mark><br></td><td align="center"><strong>Flash Withdrawal Fee</strong></td><td align="center"><mark style="color:green;"><strong>50 ZBU</strong></mark></td><td></td></tr></tbody></table>

> ## <mark style="color:green;">Merchants in this tier unlock a limit of processing</mark> <mark style="color:green;"></mark>_<mark style="color:green;">$180,000</mark>_ <mark style="color:green;"></mark><mark style="color:green;">worth of invoices daily.</mark>

### Earnings:

<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th></tr></thead><tbody><tr><td><p><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mraBn1QRQKW1UZrJamwn/profit.png" alt=""></p><p></p></td><td align="center"><strong>Transaction Earning</strong></td><td align="center"><mark style="color:blue;"><strong>1.25%</strong></mark></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/tws4Gi41dftY6tpySSIg/profits.png" alt=""></td><td align="center"><p></p><p><strong>Boosted Earnings</strong></p></td><td align="center"><mark style="color:blue;"><strong>2.00%</strong></mark></td></tr></tbody></table>

{% hint style="info" %}
Boosted Earnings are based on the achievement of successful onboarding of required **Governance Validators every Quarter**
{% endhint %}
{% endtab %}

{% tab title="Bronze Tier" %}
<figure><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/kpgjf7MdeGtcme68uaHo/Bronze-(1).gif" alt=""><figcaption></figcaption></figure>

##

## <mark style="color:orange;">Bronze Tier</mark>



<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/GcJFyhwbhArCgEreYSRZ/investment.png" alt=""></td><td align="center"><strong>Contribution</strong><br></td><td align="center"><mark style="color:blue;"><strong>$140,000 worth ZBU</strong></mark></td><td align="center"> <strong>=</strong> </td><td align="center"><strong>Merchant Governance</strong></td><td align="center"><mark style="color:orange;"><strong>7</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/KsvLKsVO89aD4Kc061R0/Icon%20(2).png" alt=""></td><td align="center"><strong>Referral Goal</strong><br></td><td align="center"><strong>Governance Validators / Quarter</strong></td><td align="center"><mark style="color:blue;"><strong>18</strong></mark></td><td align="center"><strong>Governance Validators / Year</strong></td><td align="center"><mark style="color:orange;"><strong>72</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/yVXrRWnVWmiqBh46FU2H/send-money.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Sending Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$49,000</strong></mark></td><td align="center">  </td><td align="center"><strong>Max Send Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$245,000</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mNVmWoO2mhzoCHsfPPT6/smartphone.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Receiving Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$49,000</strong></mark></td><td align="center"> </td><td align="center"><strong>Max Receive Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$245,000</strong></mark></td><td></td></tr><tr><td><img src="broken-reference" alt=""></td><td align="center"><strong>Daily Withdrawal Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$490,000</strong></mark></td><td align="center"><p></p><p><strong>Withdrawal Timeframe</strong></p></td><td align="center"><mark style="color:orange;"><strong>Every 12 hrs</strong></mark></td><td align="center"><p></p><p><strong>Flash Withdrawal Fee</strong></p><p><mark style="color:green;"><strong>50 ZBU</strong></mark></p></td><td></td></tr></tbody></table>



> ## <mark style="color:green;">Merchants in this tier unlock a limit of processing</mark> <mark style="color:green;"></mark>_<mark style="color:green;">$490,000</mark>_ <mark style="color:green;"></mark><mark style="color:green;">worth of invoices daily</mark>

### Earnings:

<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th></tr></thead><tbody><tr><td><p><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mraBn1QRQKW1UZrJamwn/profit.png" alt=""></p><p></p></td><td align="center"><strong>Transaction Earning</strong></td><td align="center"><mark style="color:blue;"><strong>1.25%</strong></mark></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/tws4Gi41dftY6tpySSIg/profits.png" alt=""></td><td align="center"><p></p><p><strong>Boosted Earnings</strong></p></td><td align="center"><mark style="color:blue;"><strong>2.00%</strong></mark></td></tr></tbody></table>

{% hint style="info" %}
Boosted Earnings are based on the achievement of successful onboarding of required **Governance Validators every Quarter**
{% endhint %}
{% endtab %}

{% tab title="Silver Tier" %}
<figure><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/nprpfqCMhyA4RgHlxwsV/Silver.gif" alt=""><figcaption></figcaption></figure>

## Silver Tier



<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/GcJFyhwbhArCgEreYSRZ/investment.png" alt=""></td><td align="center"><strong>Contribution</strong></td><td align="center"><mark style="color:blue;"><strong>$200,000 worth ZBU</strong></mark></td><td align="center"> <strong>=</strong> </td><td align="center"><strong>Merchant Governance</strong></td><td align="center"><mark style="color:orange;"><strong>10</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/KsvLKsVO89aD4Kc061R0/Icon%20(2).png" alt=""></td><td align="center"><strong>Governance Validators / Quarter</strong></td><td align="center"><mark style="color:blue;"><strong>25</strong></mark></td><td align="center"> </td><td align="center"><strong>Governance Validators / Year</strong></td><td align="center"><mark style="color:orange;"><strong>100</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/yVXrRWnVWmiqBh46FU2H/send-money.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Sending Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$80,000</strong></mark></td><td align="center">  </td><td align="center"><strong>Max Send Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$400,000</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mNVmWoO2mhzoCHsfPPT6/smartphone.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Receiving Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$80,000</strong></mark></td><td align="center"> </td><td align="center"><strong>Max Receive Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$400,000</strong></mark></td><td></td></tr><tr><td><img src="broken-reference" alt=""></td><td align="center"><strong>Daily Withdrawal Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$800,000</strong></mark></td><td align="center"><p></p><p><strong>Withdrawal Timeframe</strong></p></td><td align="center"><mark style="color:orange;"><strong>Every 6 hrs</strong></mark></td><td align="center"><p></p><p><strong>Flash Withdrawal Fee</strong><br><mark style="color:green;"><strong>50 ZBU</strong></mark></p></td><td></td></tr></tbody></table>

> ## <mark style="color:green;">Merchants in this tier unlock a limit of processing</mark> <mark style="color:green;"></mark>_<mark style="color:green;">$800,000</mark>_ <mark style="color:green;"></mark><mark style="color:green;">worth of invoices daily</mark>

### Earnings:

<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th></tr></thead><tbody><tr><td><p><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mraBn1QRQKW1UZrJamwn/profit.png" alt=""></p><p></p></td><td align="center"><strong>Transaction Earning</strong></td><td align="center"><mark style="color:blue;"><strong>1.25%</strong></mark></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/tws4Gi41dftY6tpySSIg/profits.png" alt=""></td><td align="center"><p></p><p><strong>Boosted Earnings</strong></p></td><td align="center"><mark style="color:blue;"><strong>2.00%</strong></mark></td></tr></tbody></table>

{% hint style="info" %}
Boosted Earnings are based on the achievement of successful onboarding of required **Governance Validators every Quarter**
{% endhint %}
{% endtab %}

{% tab title="Silver+ Tier" %}
<figure><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/GfcZR6f0ykqYiH0NyaGB/Silver+.gif" alt=""><figcaption></figcaption></figure>

## Silver+ (Plus) Tier



<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th align="center"></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/GcJFyhwbhArCgEreYSRZ/investment.png" alt=""></td><td align="center"><strong>Contribution</strong></td><td align="center"><mark style="color:blue;"><strong>$400,000 worth ZBU</strong></mark></td><td align="center">  <strong>=</strong></td><td align="center"><strong>Merchant Governance</strong></td><td align="center"><mark style="color:orange;"><strong>20</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/KsvLKsVO89aD4Kc061R0/Icon%20(2).png" alt=""></td><td align="center"><strong>Governance Validators / Quarter</strong></td><td align="center"><mark style="color:blue;"><strong>50</strong></mark></td><td align="center"> </td><td align="center"><strong>Governance Validators / Year</strong></td><td align="center"><mark style="color:orange;"><strong>200</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/yVXrRWnVWmiqBh46FU2H/send-money.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Sending Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$180,000</strong></mark></td><td align="center">  </td><td align="center"><strong>Max Send Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$900,000</strong></mark></td><td></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mNVmWoO2mhzoCHsfPPT6/smartphone.png" alt=""></td><td align="center"><strong>Per Day/Per Carrier Receiving Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$180,000</strong></mark></td><td align="center"> </td><td align="center"><strong>Max Receive Limit / Per Day</strong></td><td align="center"><mark style="color:orange;"><strong>$900,000</strong></mark></td><td></td></tr><tr><td><img src="broken-reference" alt=""></td><td align="center"><strong>Daily Withdrawal Limit</strong></td><td align="center"><mark style="color:blue;"><strong>$1,800,000</strong></mark></td><td align="center"></td><td align="center"><strong>Withdrawal Timeframe</strong></td><td align="center"><mark style="color:orange;"><strong>Every 3 hrs</strong></mark><br><br><strong>Flash Withdrawal Fee</strong><br><mark style="color:green;"><strong>50 ZBU</strong></mark></td><td></td></tr></tbody></table>

> ## <mark style="color:green;">Merchants in this tier unlock a limit of processing</mark> <mark style="color:green;"></mark>_<mark style="color:green;">$1,800,000</mark>_ <mark style="color:green;"></mark><mark style="color:green;">worth of invoices daily</mark>

### Earnings:

<table data-view="cards"><thead><tr><th></th><th align="center"></th><th align="center"></th></tr></thead><tbody><tr><td><p><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/mraBn1QRQKW1UZrJamwn/profit.png" alt=""></p><p></p></td><td align="center"><strong>Transaction Earning</strong></td><td align="center"><mark style="color:blue;"><strong>1.25%</strong></mark></td></tr><tr><td><img src="https://content.gitbook.com/content/IylDIIDSwL8oXZIA1zYW/blobs/tws4Gi41dftY6tpySSIg/profits.png" alt=""></td><td align="center"><p></p><p><strong>Boosted Earnings</strong></p></td><td align="center"><mark style="color:blue;"><strong>2.00%</strong></mark></td></tr></tbody></table>

{% hint style="info" %}
Boosted Earnings are based on the achievement of successful onboarding of required **Governance Validators every Quarter**
{% endhint %}
{% endtab %}
{% endtabs %}

