Wholesale telecom voice businesses provide voice termination services to other telecom carriers, service providers, and enterprises. These services enable voice calls to be completed between different networks and countries, allowing businesses and individuals to communicate with each other seamlessly.

Wholesale telecom voice businesses typically operate as intermediaries between carriers in different countries, providing interconnection services that allow them to exchange traffic. One of the primary sources of revenue for wholesale telecom voice businesses is voice termination services, which are typically sold on a per-minute basis, with carriers paying a fee to terminate calls on another carrier’s network. They also generate revenue by providing routing, billing and settlement services, managing the complex process of routing calls across different networks and ensuring that carriers are paid for the traffic they carry.

The global telecom market has experienced significant growth in recent years, rising from $2.87 trillion in 2022 to $3.04 trillion in 2023 at a compound annual growth rate (CAGR) of 6.0% [1]. According to recent industry statistics, over 800 mobile network operators (MNOs) are operating worldwide, providing services to over 5 billion mobile subscribers. The International Telecommunications Union (ITU) states that global mobile traffic volume has grown from 47.2 exabytes in 2016 to 142 exabytes in 2020, a CAGR of 31.3% [2]. International mobile call traffic also grew from 158 billion minutes in 2016 to 249 billion minutes in 2020, a CAGR of 12.2% [2].

The COVID-19 pandemic also drove significant mobile traffic growth in 2020, as remote work, online education, and increased demand for telemedicine led to an increase in mobile data usage. International call traffic growth is driven by increased globalization, growing international travel, and the expansion of international business operations.

The telecom wholesale voice industry is critical for global telecommunications, acting as a backbone that facilitates the exchange of voice, data and messaging services between carriers and operators. However, the industry is plagued by several challenges, including inefficient processes, long remittance delays, lack of transparency, revenue loss due to currency exchange, and high costs. All of these challenges lead to revenue loss for industry players.

The current telecom wholesale voice industry relies on intermediaries and manual intervention, resulting in slow and cumbersome processes. The lack of transparency in pricing and settlements further compounds these issues, leading to disputes and delayed payments. Additionally, the absence of real-time data analytics hinders carriers and operators from making data-driven decisions, affecting their operational efficiency.

Furthermore, the industry is exposed to several security threats, including fraudulent activities and cyber-attacks, leading to significant losses for businesses. These issues make it imperative to find a solution that can address the challenges faced by the industry, create efficiencies and provide a secure platform for transactions.

Web3 technology provides a unique opportunity to solve the pain points of the telecom wholesale industry. By leveraging blockchain and smart contract technology, a decentralized marketplace can be created that facilitates secure and seamless transactions between carriers, operators, and service providers. The decentralized nature of the platform ensures transparency in pricing and settlement, reduces the need for intermediaries, and enables automated dispute resolution.

Thus, the industry is primed for a Web3 application that can revolutionize operations, reducing costs, making settlements faster, and making the process transparent for all players. Zeebu has the potential to provide a secure, transparent and efficient marketplace for telecom operators, carriers, and service providers, enabling them to transact with confidence and drive growth for their businesses.

Significant Shifts and Challenges in the Telecom Carrier Industry

The Telecom Carrier Industry has undergone significant changes in recent years. Industry shifts and technological advancements have presented both challenges and opportunities for telecom carrier networks.

The emergence of 5G technology and other advancements have significantly impacted global telecom carrier businesses. With the faster speed and low latency of 5G networks, telecom carriers can now offer new services like augmented and virtual reality, connected cars and smart cities. This technology has opened up new revenue streams for carriers beyond traditional voice and data services.

One of the most significant industry shifts in recent years has been the move to software-defined networking (SDN) and network function virtualization (NFV). SDN and NFV allow for more flexible and scalable networks, reducing the need for expensive physical infrastructure. This shift has led to increased competition from software and cloud-based providers, who offer often more agile and cost-effective solutions.

Another industry shift is the increasing importance of customer experience. Telecom providers are no longer just selling connectivity and bandwidth; they are also selling services and solutions that help their customers improve their own offerings. This requires a shift in focus from simply providing connectivity to offering value-added services that improve the end-user experience.

To summarize, the most important changes to the telecom carrier industry are:

A shift towards IP-based networks, enabling carriers to offer a broader range of services to their customers.

Consolidation, where larger carriers acquire smaller ones to gain a competitive advantage.

The rise of cloud-based services has led to a shift away from traditional voice and data services.

Emerging technologies such as 5G have created opportunities for carriers to offer their customers higher bandwidth and more advanced services.

The ever-changing business and technological landscape pose significant challenges to the telecom carrier industry. Global telecom carrier businesses face intense competition from non-traditional players, such as over-the-top (OTT) providers like Skype, WhatsApp, and Facebook Messenger, who have disrupted traditional telecom business models by offering free or low-cost voice and messaging services. This has led to a decline in revenue for traditional telecoms.

Another challenge is the rapidly changing technological landscape. The rise of 5G networks, Internet of Things (IoT) devices, and cloud computing has increased demand for high-speed connectivity and data management solutions. However these technological advancements require significant investment in infrastructure, which can be difficult for smaller providers to finance.

Telecom carrier businesses also face a variety of cyber threats that can cause significant financial and reputational damage. One such threat is revenue fraud, which includes SIM boxing, call pumping, and false answer supervision. These types of fraud result in losses for carriers, as they involve the use of illegal call termination methods that bypass carrier billing systems. Additionally, carriers are also susceptible to other cyber attacks such as hacking, malware, and denial-of-service attacks, which can cause service disruptions and data breaches.

Because of the global nature of their operations, telecom carriers must also comply with various regulatory requirements, such as licensing, taxation, and quality of service standards, which can vary by jurisdiction and thus be quite complex to navigate. In addition to regulatory complexity, carriers also face operational complexity. Network and traffic flows pass through many different intermediaries with differing capabilities. Telecom carriers must manage these complexities to provide reliable and quality service to their customers, a task that requires in-depth knowledge of complex players and systems.

Finally, the telecom carrier industry is subject to fluctuating demand, which can impact revenue and profitability. The fluctuation in demand can be attributed to various factors, such as changes in consumer behavior, shifts in market trends, and the introduction of new technologies.

Telecom carriers must continually innovate to meet the evolving needs of their customers. They must also have the ability to scale their services up or down, depending on demand.

To summarize, below are the most significant challenges faced by telecom carrier businesses:

• Intense competition with regard to price, quality and reliability can make or break a telecom carrier’s ability to attract and retain customers.

• Changing technology requires carriers to adapt to new technologies and standards, such as VoIP and 5G, which can be costly and time-consuming.

• Network security is vital for wholesale carriers due to an increase in cyber attacks and fraudulent activities, which can disrupt service, result in financial losses and damage their reputation.

• Regulatory compliance is especially complex for this industry; carriers must comply with various regulatory requirements across the different jurisdictions within which they operate.

• Operational complexity is another challenge for carriers who have to manage complex networks and traffic flows to ensure high levels of quality and reliability, often requiring significant resources and expertise.

• Fluctuating demand: Demand for telecom carrier services can be unpredictable and subject to sudden changes, impacting revenue and profitability.

The telecom carrier industry is undergoing rapid change and innovation, which is likely to continue in the coming years. To succeed in this market, wholesale providers must be willing to invest in the latest technologies, offer flexible and agile solutions, and focus on providing value-added services that help their customers succeed. Providers must be prepared to adapt to stay competitive in an industry rife with innovation and change.

Zeebu aims to revolutionize the telecom wholesale voice industry by introducing a decentralized and transparent ecosystem for voice traffic exchange. Traditional voice traffic exchange is often riddled with inefficiencies, opaqueness, and trust issues, which leads to higher costs, remittance delays, and revenue leakages.

Zeebu addresses these pain points by leveraging blockchain technology to create a secure and trustless ecosystem for buyers and sellers to exchange voice traffic directly. The platform provides transparent and auditable records of all transactions, reducing the risk of fraud and disputes. Furthermore, the use of smart contracts and decentralized finance (DeFi) protocols enables fast and seamless payments without the need for intermediaries.

With Zeebu, the telecom wholesale voice industry can become more efficient, cost-effective, and competitive, benefiting both buyers and sellers.

Financial Hurdles for Telecom Carriers in Today’s Global Marketplace

The challenges discussed above make operating a telecom carrier business an undertaking that requires substantial capital investment and often involves low profit margins[1] . While it’s true the telecom carriers have a high volume of revenue settlement transactions with their global merchants and customers, the high costs associated with international billing, revenue collection, remittance, transaction settlement, currency fluctuations and forex changes can create a significant burden.

Some of the critical challenges in global transaction settlements are:

Remittance delays are caused by a variety of factors. International remittance involves multiple parties in different geographies. The sender’s bank, the recipient’s bank and various intermediaries are often operating in different countries and currencies, and each will have different systems and processes for handling international transfers. These differences result in a number of issues, including delays or errors due to compliance and regulatory issues, technical issues, time-zone differences, and fluctuations in currency exchange rates. International remittances from originators to terminating operators can take up to 20 days if more than two carriers are involved.

USD Forex crunch in emerging markets occurs when there is a shortage of US dollars in the foreign exchange markets of developing countries. This makes it difficult for businesses and individuals to access the currency needed to make international transactions. Various factors, such as a decrease in foreign investment, a decline in exports, or a shift in global market conditions can all cause a shortage of dollars in emerging markets. This can significantly impact the local economy when carriers struggle to pay for the services received from global merchants.

The volatility of local currency against the USD also presents a challenge to carriers, especially in emerging market economies. For example, a carrier can receive revenue in a local currency that experiences a sudden and significant depreciation against the USD. In that case, their earnings may decrease in USD even if their local currency remains constant. This loss in currency value can make planning for investments, expansion, or other business decisions challenging for those operating in emerging markets. Additionally, the fluctuations in currency exchange rates can also impact the costs of international settlements and remittances. If a carrier is required to convert earnings in a local currency to USD in order to issue payment to their partners, for example, changes in the exchange rate can negatively affect the amount they ultimately receive or payout.

High cost of cross-border transactions is another challenge. Telecom carriers route large volumes of voice traffic across different countries and regions, often exchanging currencies and making cross-border payments. These transactions can be costly due to a variety of factors, including transaction fees, currency conversion charges, and taxes. These expenses can add up quickly and create a significant financial burden on wholesale voice carriers, particularly those operating in emerging markets where the cost of cross-border transactions can be as high as $30-50 USD. While that may not sound like a lot for one transaction, keep in mind that telecom carriers are settling millions of transactions per year.

Low Margins compound these challenges and present a substantial risk to telecom carriers. Telecom carriers provide services to other companies, such as mobile network operators, international carriers, and VoIP service providers. Telecom carriers have to invest in expensive equipment like switches and routers to maintain extensive networks and ensure high-quality services. SMS margins hover around 10% while telecom voice carrier margins are reduced to 2%. The overall margins for carrier business are between 6-7%. Furthermore, intense competition in the industry, high infrastructure costs, and growing uptake of alternative communication methods are affecting profitability and pushing some carriers to the brink of razor-thin margins.

The Transformative Power of Zeebu Loyalty Utility Tokens

The Zeebu loyalty utility token is the world’s first token for business-to-business (B2B) loyalty rewards, specifically tailored for the telecom carrier industry. The Zeebu loyalty utility token is built on the Ethereum network to incentivize and reward telecom carriers and their partners for participating in the Zeebu ecosystem[1] . The Zeebu token seamlessly integrates into the Zeebu platform, providing a cohesive experience to partners, offering multiple services without the need for additional infrastructure or resources.

The Zeebu token is a powerful and redeemable loyalty token that provides several key benefits to telecom carriers. Firstly, it eliminates the need for conventional banking channels and intermediaries to complete cross-border settlements, resulting in substantial cost savings for the high volume telecom carrier business. Zeebu ecosystem partners have the potential to achieve a bottom-line growth of up to 120%.

Zeebu token transactions are fast and frictionless. High-velocity cross-border transactions are prone to delays due to the complex and disparate processes to complete the transactions across geographies and regulatory constraints. Zeebu tokens eliminate the manual settlement process and speed up transactions by removing multiple regulatory, technical, currency crunch and time zone complexities.

The Zeebu token also provides loyalty rewards to participants in the Zeebu B2B ecosystem. As the first use case, Zeebu tokens will empower Zeebu’s unified settlement platform and reward the partners who come on board. Customers and merchants earn loyalty rewards for each successfully settled transaction on the platform, which can be used to settle invoices or be instantly liquidated on token exchanges.

Zeebu tokens are native on ECR20 and Pegged to BEP20 & BASE ERC20, and transactions made using Zeebu tokens are transparent, immutable, viewable on the Ethereum public ledger, validated on the decentralized network, and traceable. The intrinsic features of blockchain make Zeebu transactions transparent, ensuring trust among partners using the trustless blockchain mechanism.

Security is one of the most significant concerns for cross-border transactions and we designed the Zeebu platform with these concerns in mind. The Zeebu token is protected by complex encryption algorithms and distributed across a network of nodes to reduce the risk of fraud and cyber attacks. The Zeebu platform offers enterprise grade security to protect the private information of its ecosystem partners.

Zeebu tokens are integrated with smart contract technology, automating the settlement process and ensuring revenue is settled quickly and accurately. Smart contracts are programmed to execute automatically when predetermined conditions are met, such as at a predefined interval or when reaching a set billing threshold. Smart contract-driven settlements using Zeebu tokens improve business efficiency and reduce transaction costs.

Zeebu’s comprehensive platform is built to service the telecom carrier industry across the globe. The platform offers a suite of services that simplify invoicing and transaction settlement for the telecom carrier industry, making processes both efficient and user-friendly. The platform caters specifically to the needs of two key players in the telecom carrier industry: merchants and customers.

In order to successfully cater to the needs of both customers and merchants, the Zeebu platform is built with proprietary components and has partnered with the Zeebu Payment Processor to enable simple crypto-to-fiat and fiat-to-crypto transactions.

Each telecom carrier business in the ecosystem typically operates in a dual capacity as both a merchant and a customer. These carrier businesses transact regularly with other carriers in different geographic locations. The Zeebu platform offers a singular business view with a unified transaction system, making cross-border operations smoother and more transparent.

The Zeebu platform establishes a new industry benchmark for creating a decentralized system for legacy telecom carrier businesses. The Zeebu platform includes all the services that telecom carriers need in order to effectively manage their business operations. These services include invoicing, settlement processes, remittances, reports for settled and pending invoices, and providing the balance of settlement rewards.

Zeebu understands how critical theses services are to enable telecom carriers to run projections, effectively manage expenses, document accounting and excel within their business environment. Zeebu has brought all of these services into one interface by designing a tailor-made, intuitive user interface for telecom carrier businesses. The Zeebu platform is built to solve the problems faced by Web2 businesses by leveraging Web3 technologies. Zeebu ensures the seamless transition of business operations on its Web3 platform with a process that requires limited handholding.

Zeebu’s Unified Transaction Settlement Hub

Innovative technologies are a crucial part of transforming industries and continually progressing to offer each stakeholder the best services. Traditionally, the telecommunications industry innovated within the realm of infrastructure and service efficiency. As infrastructure has reached all-time heights, the industry is primed to innovate to reduce operational deficiencies that have resulted in decreasing margins and high operational expenditure.

The traditional payment processing mechanisms used by telecom companies rely on outdated offerings by traditional banks. These offerings do not cater to the specific needs of the telecom industry, resulting in high-cost payments that continually impact customers’ bottom line on every transaction. The Zeebu ecosystem reduces friction in remittances, cross-border payments, invoice settlement, and payment delays. By leveraging new technologies such as blockchain, combined with a comprehensive understanding of the telecom service architecture, Zeebu transforms invoice settlement and transaction processing for the industry.

Telecom carriers must have access to all business information in one single view. Zeebu understands that the telecom carrier business is highly operations-intensive, fast-moving, and involves multiple stakeholders for service delivery. Zeebu designed our merchant and customer dashboard with this in mind, creating a bespoke and intuitive dashboard to serve these industry-specific needs. The Zeebu platform provides a single view of all business activities, including customer onboarding, invoice generation, payment, wallet balance, rewards, and token purchase options.

Telecom carriers, as part of the call flow network, act as both merchants and customers concurrently. Revenue inflow to the merchant account and outflow from the customer account could be a sequential or parallel process. Therefore, we provide a single login account so carriers can instantly keep track of both revenue and payables in one view.

Zeebu’s team of experts have deep insights into the legacy systems and processes for managing telecom carrier businesses, and our platform was built with this knowledge. Our dashboards overcome the challenges of legacy systems and offer an easy-to-use interface to allow telecom carriers to be onboarded to the platform with a minimal learning curve. Users will have upfront access to all important features.

Zeebu understands that telecom carriers operate in a fast-paced business environment. Many stakeholders are operating on the go to meet the demands of their global business, so we made sure Zeebu developed a mobile-compatible dashboard to ensure access to important information and tools across devices. Zeebu’s simple, intuitive interface and real-time updates enable business users to run operations effectively any time, anywhere.

In addition to the simplicity and ease of use of the Zeebu platform, users will also earn rewards with every successfully settled transaction. When an invoice is settled between two Zeebu ecosystem partners, both parties receive Zeebu tokens as rewards. Each user can see their reward balance in their dashboards and can use Zeebu tokens to settle future invoices. Users can see their wallet balance in the Zeebu dashboard, with a clear view of their balances in fiat, other stable tokens, and Zeebu tokens.

Telecom Carrier Businesses: Providing Essential Behind-the-Scenes Network Connectivity

The Telecom Carrier industry is a crucial component of the larger telecommunications industry. Telecom carriers provide wholesale telecommunications services using their network connectivity. These services include voice, data, wireless and internet access options. The telecom carrier industry is comprised of three types of carrier services:

Voice Carriers own and operate large, high-capacity networks that carry large volumes of voice traffic between different locations and networks. Their services include long-distance calling, toll-free services, and international calling.

SMS Carriers provide SMS (Short Message Service) messaging services to other businesses, carriers, and service providers on a wholesale basis. Their services include application-to-person messaging (A2P), person-to-person messaging (P2P), and bulk messaging services.

Data Carriers operate high-capacity networks that allow them to carry large volumes of data traffic between different networks. Their services include dedicated internet access, multiprotocol label switching (MPLS), and Ethernet services. These services can be customized to meet the specific needs of different customers, such as high bandwidth requirements or low latency.

The telecom carrier industry is a major player in the telecommunications industry, contributing to approximately 4% of its overall business. The $120 billion global business comprises over 6,000 players worldwide, providing various voice, data, wireless and internet access options [3].

Telecom carrier networks offer global connectivity to mobile operators. Their high-capacity networks transport voice, data and messaging traffic, enabling mobile operators to provide their customers with seamless connectivity across different networks and locations.

Telecom carrier businesses play an essential role in providing telecommunications services and behind-the-scenes network connectivity to the telecommunications industry as a whole. With increasing demand for seamless connectivity across different networks and locations, the contributions of telecom carrier networks are more important than ever.

The telecom wholesale industry is a vital part of the global telecommunications ecosystem, facilitating the exchange of voice, data, and messaging services between carriers and operators. However, this sector is fraught with several challenges, including inefficiencies, lack of transparency, and high costs, which all lead to revenue loss for telecom wholesale voice businesses.

With the advent of Web3 technology, there is an opportunity to address these pain points to create a more efficient, secure and cost-effective telecom wholesale ecosystem. Zeebu aims to leverage blockchain, tokens and smart contract technology to create a decentralized marketplace for telecom operators, carriers, and service providers, enabling them to transact with each other securely and seamlessly, and earn rewards for every transaction made on the platform.

The platform’s key features will include transparent pricing, smart contract-enabled payment settlements, reducing the need for intermediaries and manual intervention. Additionally, the platform will provide loyalty token rewards for every transaction made on the platform, incentivizing both buyers and sellers to participate in the ecosystem.

Zeebu has the potential to revolutionize the telecom wholesale industry by reducing costs, improving efficiencies, and increasing transparency. By leveraging decentralized technology, the platform will empower businesses to transact with confidence, leading to increased revenue and profitability.

The ZBU loyalty utility token is designed to introduce a B2B loyalty program and revolutionize global business transaction settlements. The ZBU token is built on Ethereum's ERC20, Binance Smart Chain BEP20 Standards & BASE's ERC20. ZBU tokens will be interoperable between these two blockchain platforms. The primary use-case of this token is to ensure a cost-effective, fast, and transparent mechanism of transaction settlement and offer loyalty rewards to Zeebu ecosystem partners.

Token Information

The Zeebu token will have the symbol “ZBU”. The token can be recognized as ZBU on various platforms. The ZBU token has a fixed 5 billion token supply and follows the deflationary model. The ZBU token can be divided up to 18 digits after the decimal.

Token Distribution

At the launch stage, ZBU will be listed to the major decentralized exchanges, such as Uniswap, so ecosystem partners can acquire tokens for transaction settlement. In the next stage, ZBU tokens will be made available on centralized exchanges to expand the token availability for the ecosystem partners in different geographies. In addition, early backers to the platform can buy the ZBU tokens over the counter prior to the token launch.

Token Utility

• Transaction settlement - Authorized merchants and customers will settle their invoices using ZBU tokens.

• Loyalty rewards - Authorized merchants and customers will receive ZBU token rewards on each successfully settled invoice. Merchants and customers each receive rewards of upto 2.5% of the invoice value in ZBU.

• Governance rewards - ZBU tokens will be used to provide additional governance rewards to early backers who contribute to the platform governance.

• Transaction fee - ZBU tokens will be used to pay the transaction fee to the payment processor for settling transactions.

Token Economics

Zeebu will release a fixed token supply of 5 billion tokens during the token generation event. We have detailed the ZBU token projections in the following section.

Circulation Supply

At launch, a total of 369 million tokens will be released for merchants and customers to purchase from centralized exchanges.

Loyalty Rewards

Customers and merchants will earn loyalty rewards in the form of ZBU for each successful transaction. The loyalty reward value will be equivalent to a total of up to 2.5% of the invoice value. Merchants will receive 1.1% of the invoice value and customers will receive up to 1.4% of the invoice value as loyalty rewards in the form of ZBU tokens. Loyalty rewards will be distributed from the reserved kitty of the payment processor.

Payment Processor Fee

Customers and merchants will incur approx. 1% of the value of each invoice as the payment processor fee in the form of ZBU tokens.

ZBU is a loyalty utility token based on Ethereum and the Binance Smart Chain that fuels the Zeebu platform for customers and merchants. The token smart contracts are developed with OpenZeppline contracts, leveraging their battle-tested libraries to enhance security and reduce vulnerabilities.

The ZBU token incorporates several technical features, including safeguards to prevent the accidental sending of tokens to the token address itself. This is achieved through the implementation of a “require” function that verifies the recipient is not the same as the token contract address. Additionally, ZBU includes a cliff and vesting function to lock a predetermined amount of tokens for a specified duration within designated contracts, such as liquidity pools. Custom bridges for the Binance Smart Chain and EVM chain have also been developed to facilitate the seamless movement of tokens between pools on different chains.

ZBU also includes several upgradability features. The token and vesting contracts themselves are not upgradeable, but the token outposts, which are the token contracts on other networks, are upgradeable as necessary to respond to changes in bridge contracts. Additionally, the loyalty reward contract is designed to be upgradeable to support the introduction of new loyalty use cases.

• Token Name: ZEEBU

• Token Ticker: ZBU

• Standard: ERC-20 , BEP-20

• Max Supply: 5,000,000,000

• Circulating Supply: 369,000,000

• TGE: 22-04-2023

Official Smart-Contract for ZEEBU (ZBU) Token

ZBU is also listed on popular price discovery websites like CoinMarketCap and CoinGecko

Zeebu is an end-to-end solution that enables instant, secure settlements for global telecom carriers powered by regularly audited smart contracts. Zeebu’s platform runs on the Binance Smart Chain (BSC). Our solution is comprised of four technology layers:

UI/UX layer for customers and merchants

A carefully crafted application on React and Javascript bridging the best of Web2 and Web3 to ensure that the experience is intuitive, efficient, and effective.

PSP layer for payment processing and invoice settlement, which are KYC and AML compliant

Designed for convenience, helps users manage their digital assets, make transactions, and receive funds from anywhere in the world. Powered by multi-sig technology to ensure your funds are safe and secure

Integrating lightning-fast and secure high-frequency trades for all crypto pairs, with best in class gateway technology built on python, advanced security measures like SoC2 and a user-friendly interface.

Partnership with leading KYC/AML agencies for best practices in compliance. Giving confidence to users to enjoy fast and secure transactions while complying with regulatory requirements.

Enabling invoice raising and settlement product partnerships to offers secure and streamlined payment processes for all telecom merchants, with efficient settlement times and an intuitive interface.

Blockchain layer, which handles on-chain asset settlement in a decentralized and transparent manner

Zeebu on-chain asset settlement feature empowers users with ETH blockchain security and transparency, allowing them to settle transactions directly on the blockchain. Enjoy complete control and ownership over your assets with our user-friendly platform.

Powering the ecosystem of Zeebu are OpenZeppelin smart contracts built on ERC20 to facilitate seamless invoice settlements in a decentralized and transparent manner. This ensures that transactions are tamper-proof and free from any unauthorized modifications, offering high security.

Back-end Layer, which is responsible for databasing, single sign on, and task automation

ZBU is distributed uniquely to create a value ecosystem for all the participants.

Zeebu has formed a strategic partnership with a leading payment processing system to enable effortless transactions between merchants and customers. This intermediary system allows telecom carrier businesses to use ZBU tokens to complete transactions. The payment processor is responsible for verifying transactions and converting ZBU tokens into fiat currency or stable tokens, which are then transferred to the merchant’s account.

The payment processor boasts several key features that make it a valuable asset to the Zeebu ecosystem. Firstly, it seamlessly integrates with the Zeebu wallet and dashboard, eliminating any need for users to switch between interfaces. It is also highly secure, with robust features such as customer data encryption, two-factor authentication, and fraud detection mechanisms.

The Zeebu platform operates in accordance with stringent Know Your Customer (KYC) and Anti-Money Laundering (AML) policies, which are a set of guidelines and procedures that financial institutions must adhere to in order to verify the identity of their customers and prevent, detect and report financial crimes. These policies are required by law in many countries and are enforced by regulatory authorities.

Zeebu provides automated currency conversion and supports multiple fiat currencies and stable tokens, giving merchants the flexibility to accept payments in their preferred currency. Transactions are processed quickly, with settlement occurring in seconds and immediately generating a settlement report. Real-time reporting ensures that all parties involved receive instant notifications of transaction success or failure. The transaction fee is also much lower than that of competing payment systems, costing 1% for Zeebu ecosystem partners, compared to the standard 2-3%.

At Zeebu, we prioritize security and regulatory compliance to ensure the highest levels of safety and trust for our users. Our platform has implemented a range of measures to protect assets and data alike, and meet the highest security standards.

Zeebu uses a third-party auditing agency, Certik, to independently audit our platform and ensure it meets the highest security standards. Our platform is also compliant with the widely recognized Service Organization Control 2 (SoC2) standard for data security and availability. SoC2 is a type of audit report that analyzes the controls implemented by a service organization to ensure the security, availability and processing integrity of its hosted data. SoC2 compliance demonstrates that a service organization has implemented robust controls to safeguard customer data and ensure its availability.

Zeebu also utilizes 256-bit encryption and a multi-sig decentralized exchange (DEX) wallet to protect assets, ensuring funds are always secure and can only be accessed with the user’s explicit approval. 256-bit encryption is a cryptographic algorithm that uses a key length of 256 bits to encrypt and decrypt data. 256-bit encryption is an industry standard and highly secure; it is estimated that it would take an enormous amount of computing power and billions of years to crack the encryption by brute force. Multi-sig DEX wallets require the approval of multiple parties before any funds can be moved or spent. This provides an extra layer of security to prevent unauthorized access to funds and reduces the risk of theft or fraud.

We also follow Open Web Application Security Project (OWASP) compliance guidelines to prevent common web application vulnerabilities. OWASP is a non-profit organization that provides free resources, tools, and guidance to help developers create more secure web applications. By following OWASP guidelines, developers greatly reduce the risk of security threats, such as cross-site scripting (XSS), SQL injection, and session highjacking. OWASP compliance is an important aspect of web application security; Zeebu has ensured the protection of its platform against a wide range of threats and vulnerabilities by complying with these standards.

Additionally, we have implemented Distributed Denial of Service (DDoS) protection to ensure our platform remains available and responsive, even during high traffic or attacks. DDoS protection is a security measure that helps prevent websites and online services from being overwhelmed by a flood of traffic from multiple sources. DDoS protection works by using a combination of techniques to identify and filter out malicious traffic, while allowing legitimate traffic to pass through. By implementing DDoS protection, Zeebu ensures the availability and reliability of its service.

Security and compliance are critical aspects of our decentralized platform, and we implement a robust KYC process to verify the identity of our users and prevent unauthorized access and fraudulent activities. We have also implemented AML policies to prevent money laundering activities, terrorist financing, illegal drug trafficking, and other financial crimes. Furthermore, we leverage advanced technology, including smart contracts, to detect and prevent fraudulent activities like fake transactions and double-spending attacks. By prioritizing regulatory compliance and security measures, we ensure that our users can transact with confidence on the Zeebu platform.

Certik Audit for ZEEBU Token is available in public

Private Sale:

Total Tokens Allocated: 500,000,000

Seed Round - Comprising of Soft-cap and Hard-cap achievement

Round 1 (Presale Round):

• Start Date: 15th February 2023

• End Date: 5th April 2023

• Tokens for Sale: 60 million

• Price per Token: $0.20

• Total Funds to be Raised: $12 million

Round 2 (Private Placement Round):

• Start Date: 23rd April 2023

• End Date: 30th May 2023

• Tokens for Sale: 40 million

• Price per Token: $0.325

• Total Funds to be Raised: $13 million

Below is an overview of the token allocation of the total 5 billion tokens.

Token Supply Addresses and Blockchain:

Below is an overview of the token allocation of the total 5 billion tokens on each blockchain.

Consumption Based Burning

Objective

To ensure the ongoing viability of ZBU to continue to be a means of settling telecom invoices it is important that ZBU prices do not experience significant fluctuations. Accordingly, Zeebu has developed a redemption mechanism in which the ZBU that will be redeemed for fiat will be burned.

Burning Rate

The amount of ZBU burned will be equal to the redemptions for fiat sought on the Platform. Zeebu will continue to evaluate the need for price stability and may alter the burn rate, but not without prior written notice.

Formula for Quarterly Token Burn:

To maintain absolute transparency, here’s our formula:

This formula encapsulates:

• Total Quarterly Consumption: This is the aggregate settlement volume on our platform over a three-month period. It’s calculated as Daily Settlement Volume multiplied by the number of days in the quarter.

• Closing Day Token Price: This is the average market price of ZBU on the day of burning, ensuring fairness in our approach.

Burning Mechanics:

Our commitment to market stability is reflected in the periodic burning of ZBU. When considering adjustments to the burn rate, we take into account a multitude of factors:

• Market adoption rates and transaction volume spikes.

• Shifts in local and global telecom markets.

• Regulatory changes impacting our operations.

• Fluctuations in foreign exchange and crypto markets.

• Advancements in blockchain technology.

• Political stability in regions where ZBU is heavily utilized.

• Variations in transaction fees within the telecom industry.

Governance & Transparency

At the heart of ZBU Phoenix Protocol is a system designed with our community's best interests in mind. Governed by clear-cut rules, this framework ensures predictability and openness in our operations. Our oversight team, comprising seasoned professionals, oversees the meticulous execution of the burn process. Plus, the immutability of our smart contracts adds an extra layer of trust.

In the spirit of transparency, we'll publish detailed quarterly reports and disclose all fund storage addresses. To further stabilize price volatility, token purchases will be based on the quarter's ending day price. All tokens are set to be burned on Ethereum and BSC at the designated dead address.

Differential Tokens and Sustainability

Fostering sustainability, differential tokens from our accumulated burning pool are allocated to ZBU CLUB for community growth and development. This not only supports our ecosystem but also ensures long-term viability and innovation.

ZBU Quarterly Burn History

Burning Pool - This accumulates all the tokens used in transaction settlements.

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Zeebu has assembled a team with decades of experience working with the finance, blockchain, and telecom industries. With a proven track record of successfully launching products and campaigns, the team brings their expertise to Zeebu in the form of valuable insights and industry expertise. Zeebu’s founders believe that the team is the most critical component to the success of any project, which is why they have assembled the top playings in the industry. The Zeebu team’s diverse backgrounds bring experience in token deployment, VoIP trading, blockchain solution development, private equity, and payment processing. These diverse set of skills provide Zeebu with a unique perspective that combines the best ideas from both telecom and blockchain innovators.

Raj Brahmbhatt: Founder & CEO

Raj Brahmbhatt is an accomplished financial executive with a passion for disrupting traditional finance and driving the adoption of financial technologies. Raj has vast expertise and experience in securities, investments, and technologies. He is particularly interested in asset tokenization and decentralized financial solutions. Raj has founded three startups, two of which he successfully raised funds for.

Additionally, Raj has been elected as a member of “The National Society of Leadership and Success” for three years and delivered a speech at the United Nations regarding sustainability and how blockchain solutions could make a difference to sustainable startups.

Keshav Pandya: Co-Founder & COO

Keshav is a visionary, serial entrepreneur, and a skilled technologist with over a decade of experience in bootstrapping and scaling global technology companies. As the driving force behind multiple growth startups (Panamax and Mobifinix), he has demonstrated exceptional leadership in technology consulting. A staunch advocate of blockchain technology, Keshav began delving into its potential as early as 2012. By 2014, he was already developing innovative blockchain solutions through his startup, showcasing his ability to stay ahead of the curve. With a solid foundation in computer science, Keshav has spearheaded numerous successful initiatives within the realm of blockchain technology.

Raghavendra Hunasgi: Co-Founder & CMO

Raghavendra Hunasgi, Co-founder & CMO of Zeebu, is a renowned global marketing and branding expert. He helps Fortune 500 companies use insight-driven marketing to achieve success. Raghav is an entrepreneur, author, speaker, and influential 21st-century leader. Leading media houses list him as a top social media influencer and the Harvard Business School named him a Digital Transformation Guru. He also volunteered for the United Nations as a digital evangelist. Additionally, India's Economic Times recognized him as one of the top 100 business thinkers. Raghav was the founder of the first outcome-based full-service marketing and branding agency and serves on multiple boards.

• This document has been prepared for informational purposes only, and is not investment advice or a solicitation of Zeebu Token (“ZBU”). None of the contents of this document compel you to participate in buying ZBU. Nothing in this document can be regarded as an invitation to participate in a transaction, including the right to obtain a copy of this document or sharing it with others.

• You understand and agree that if and when ZBU is made available to you, the time it actually takes for you to receive ZBU into your digital wallet may vary, and ZBU received and displayed on your wallet shall be final. Zeebu Loyalty Rewards Limited , and any of their affiliates (collectively “Zeebu”) are not liable for any losses resulting from the aforementioned.

• Zeebu is not responsible for any losses resulting from sending or transferring ZBU to the wrong address(es) or wallets. You shall provide a correct address of your digital wallet that you use to receive ZBU. Zeebu is not liable for any and all losses resulting from your own fault or error, including but not limited to you providing an incorrect address of your digital wallet or other address for receiving ZBU, or you transferring ZBU to a wrong address or wallet.

• You understand and accept that Zeebu is not liable for any losses caused by any risks relating to your eligibility to access or use ZBU.

• You understand that Zeebu is not providing any financial or investment advice in connection with ZBU. You understand that Zeebu is not a broker-dealer and is not purchasing or selling any securities. ZBU are not shares or securities of any type. ZBU do not entitle you to any ownership or other interest in Zeebu.

• The regulatory regimes governing blockchain technologies, blockchain assets, and the purchase and sale of blockchain assets are uncertain, and new regulations or policies may materially and adversely affect the development of Zeebu and the use of blockchain assets.

• Blockchain is a nascent and rapidly-changing technology and use of blockchain networks and blockchain assets in the retail and commercial marketplace remains relatively small. The slowing or stopping of the development or acceptance of blockchain networks may adversely affect the value of any blockchain assets purchased through Zeebu.

• You acknowledge that the platform, systems, and technology described in this document are under development. They may undergo significant changes. Although Zeebu intends to implement the features and specifications set forth in this document, Zeebu has no obligation to implement any portion of this document, and may discontinue the project in its sole discretion, for any reason or no reason at all, including due to lack of interest from the public, lack of funding, lack of commercial success, or the departure of key personnel.

• Blockchains may be susceptible to malicious cyber-attacks or may contain exploitable flaws, which may result in security breaches and the loss or theft of blockchain assets. Blockchains often incorporate third-party software components, including open-source software. Third-party software components, including open-source software, may not be represented, maintained, or monitored by an official organization or authority, or any such maintenance or monitoring may not be adequate to protect against exploitable flaws. Third parties may introduce weaknesses or bugs into the core infrastructure elements of the blockchain network. This could result in the corruption of the software code which may result in the loss or theft of blockchain assets. Blockchains may be the target of malicious attacks seeking to identify and exploit weaknesses in the software. Such events may result in a loss of trust in the security and operation of blockchains and a decline in user activity which could have a negative impact on any blockchain assets you own. These cyber-attacks or other technical errors could harm the value of ZBU.

• There is substantial regulatory uncertainty surrounding the treatment of blockchain tokens by the SEC, CFTC, FinCEN, and other regulators. In addition, changes of presidential administration in the United States, including changes in the leadership of each of these organizations and other regulatory agencies, create additional regulatory uncertainty. Public statements by the SEC and recent enforcement actions brought by the SEC and by state regulators demonstrate that the SEC and state regulators intend to take an active approach in the application of the U.S. securities laws to digital assets, including tokens and stablecoins as well as decentralized finance platforms and other projects in the digital asset space. There can be no assurance as to how these regulatory agencies and others will treat blockchain assets in the future, but continued increased enforcement and regulation is expected. In addition, legislation that is currently pending in the United States Congress, if enacted into law, may affect the treatment of the issuance, sale, reporting, and taxation of digital assets.

• Zeebu has no obligation to update this document. Purchasers of ZBU understand that Zeebu may alter this business model, the tokenomics of ZBU, and the Zeebu Blockchain. Purchasers of ZBU do not have the right to access the books and records of Zeebu and are not entitled to periodic updates or any updates at all.

• Purchasers of ZBU understand that ZBU is subject to market conditions and could fluctuate in value. The viability of ZBU is dependent on market acceptance. Purchasers of ZBU also understand that it could be difficult or impossible to convert ZBU to other cryptocurrencies or fiat, which is dependent on whether decentralized exchanges and centralized exchanges adopt ZBU. Purchasers of ZBU should understand that they may lose the entirety of the cryptocurrency and fiat used to purchase ZBU. You also acknowledge that the market price of ZBU may fluctuate dramatically and may be reduced to zero.

• TO THE MAXIMUM EXTENT PERMITTED BY LAW, ZEEBU, ON BEHALF OF ITSELF AND ITS AFFILIATES, EXPRESSLY DISCLAIMS AND EXCLUDES ALL WARRANTIES, WHETHER IMPLIED BY LAW OR CUSTOM, STATUTE, OR OTHERWISE.

• The information contained in this document is confidential and only for the information of the intended recipient and may not be used, published, or redistributed without the prior written consent of Zeebu. The opinions expressed herein are in good faith. Zeebu makes no representations and gives no warranties of whatever nature in respect of this document, including but not limited to the accuracy or completeness of any information, facts and/or opinions contained herein. Zeebu and its directors, employees, and agents cannot be held liable for the use of and reliance on the opinions, estimates, forecasts, and findings in this document.